Billing and Insurance

Responsibility for payment

For our patients' convenience, we participate with and, in many cases, direct bills to a large number of insurance programs. However, the primary and ultimate responsibility for payment rests with the patient.

Payment at the time of service

At the time of service, evidence of current insurance coverage, in the form of your insurance card, is required as is payment for any co-pay or co-insurance you may be responsible for based on your plan. We accept cash, check, Visa or MasterCard as payment methods. If you do not have insurance coverage for the procedure being performed, payment in full will be required at the time of your office visit unless arranged with our office in advance. To find out the likely charges for your scheduled visit, please call our office during normal business hours.

Referrals and preauthorization

Most insurance programs require a referral from your doctor and/or preauthorization by the insurance carrier in order for insurance coverage to be provided. Your referring physician should provide you with the written referral order. Our staff will assist you in obtaining any necessary preauthorization.

Please remember it is always the patient's responsibility to assure that proper referrals and any required preauthorizations are obtained. If you are not sure what you need, please contact your insurance company or employer's benefits manager.

Insurance programs with which we participate

We participate in some or all of the traditional indemnity, PPO and POS programs of the following insurance companies and the HMO's of the insurance companies marked with an *:

• Aetna*
• Anthem
• Carefirst
• BlueCross/BlueShield network
• Medicare
• Tricare
• Optimum Choice
• Mamsi
• PHCS
• AARP
• Cigna
• Coventry
• GEHA
• United Healthcare (including MAMSI, MDIPA, Optimum Choice)

If your insurance company is not listed, please contact the billing department to see if we have recently added it to the insurance programs in which we participate.

As participation in programs changes from time to time, it is recommended that you confirm with our office at the time you schedule your appointment whether we are currently participating with your specific plan.